Triple Helix of Sharia Economic Talent: Accelerating Collaboration Towards Indonesia Gold 2045

Abstract

Indonesia has significant opportunities and potential to become the global hub of the Islamic economy, with a substantial influence on global financial power, innovation, and consumer markets. However, the realization of this potential depends on various factors, the most crucial of which is the availability of human resources, specifically outstanding, competent, technology-adaptive, and ethical Islamic economic talent. This article analyzes the role of the Triple Helix model—the collaboration between education (universities), industry (business and finance actors), and government (the state)—in developing superior Islamic economic talent as a pillar towards the vision of Indonesia Gold 2045. By combining current data and case studies (2024–2025), this article assesses the current state of talent, proposes a practical collaboration model between the three main actors, and presents an implementation roadmap for 2025–2045, along with success indicators. The analysis shows that integrating relevant curricula, industry incubation programs, government incentive policies, as well as digital platforms and measurable evaluations, are crucial steps in producing talent capable of supporting the national Islamic economy transformation.